Ever since my maternity leave ran out, we’ve been slowly eating into our savings. We’re lucky to have had decent automated savings habits before kiddos, so we have a big buffer, but for a family who ran on a platform of sustainability and responsibility (both environmentally and fiscally), the hypocrisy of the situation was too obvious to ignore.
M— keeps reminding me that when I go back to work, things will look up. But taking out a debt against my future self doesn’t sit well with me. Further, it bothers me that we’re not living within our means – something we preach whenever the topic comes up – especially with M— earning a really decent wage.
Besides, what if I don’t want to go back to work?